Get financial advice this summer!
Do you need help making your money last this summer? The Municipality of Boden’s budget and debt advisors offer concrete guidance – and are here if you want to talk about your finances.
Summer is a time when many expenses can increase. But it’s possible to have an enjoyable summer without spending more than you can afford. As a resident of Boden, you can access free budget and debt counselling. The advisors are bound by confidentiality, and you decide which advice you want to take on board.
“You don’t need to have debts to contact us. Often it’s about creating structure and security ahead of a period that might otherwise feel stressful. We are here as support before things get too difficult,” says Anna Nilsson, budget and debt advisor.
Many seek advice before summer – not because of problems, but to gain control. Sometimes small adjustments can make a big difference in everyday life.
“We tailor the support to each person. It could involve creating a budget, reviewing subscriptions, finding instalment solutions, or simply understanding your finances better. Asking for help is an active and wise decision,” says Mari Stoltz, also an advisor at the municipality.
Opening Hours During Summer
Weekdays 08:00–16:00
Closed for holidays: 30 June – 11 July
Drop-in is closed during summer, but you can book an appointment via our e-service.
5 Smart Summer Tips for Your Finances
- Set a spending limit for your holiday.
- Avoid taking loans to cover summer expenses.
- Try a no-spend challenge – save what you would normally buy.
- Declutter and sell things you no longer use.
- Explore free activities – you’ll find tips in the events calendar!
New Rules Affecting Your Wallet
From 1 July 2025, new rules apply for the high-cost protection scheme. The new maximum for medicines is SEK 3,800. For outpatient care, the limit is SEK 1,450.
Do you have wage garnishment? You need to contact the Swedish Enforcement Authority (Kronofogden) yourself to have your decision recalculated – this is not done automatically.
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Text by: Municipality of Boden
Photo by: Shutterstock
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